AAZZUR adds additiv wealth management platform to embedded finance ecosystem

09 JUN 2022

BERLIN/LONDON, June 9, 2022 - Innovative embedded finance integrator AAZZUR has partnered with embedded wealth platform, additiv, to integrate their platform into its embedded finance ecosystem.

The exciting partnership will allow AAZZUR clients and partners to access and offer state-of-the-art financial tools such as robo advisors and digital wealth managers. These product offers will be triggered by certain spending patterns or transactions, meaning customers will only be offered services they genuinely need, when they need them.

The partnership with additiv has already secured a digital bank, focused on affluent millennials and Gen Xers, as its first client, and will further enhance the offering by providing its customers with additiv’s wealth management services.

Philipp Buschmann, CEO, AAZZUR, commented: “I’ve known Michael and the additiv team for years and I’m super-excited we’re going to be working together. Both AAZZUR and additiv are fast growing companies focussed on building the best fintech ecosystems possible, so it makes perfect sense we’ve finally formed this partnership. I’m also thrilled that, through this partnership, we’ve already been able to help a new online bank embark on its own mission to change the face of digital banking for the affluent market.”

Michael Stemmle, CEO, additiv, commented: ”As an established embedded finance orchestrator, partnering with AAZZUR is the obvious choice. Through this collaboration, our platform is enabling a new digital bank to offer compliant end-to-end wealth management services in the most efficient way. This approach is part of a wider initiative to meet the need for financial services to be orchestrated via a Finance-as-a-Service platform; a unique offering embedding regulated financial services into financial and non-financial brands, ranging from independent asset managers right through to global ecommerce platforms.”

Berlin-based AAZZUR enables companies to create an entirely new mobile banking app from scratch or enhance their existing offering within just weeks thanks to its modular smart banking platform. Its embeddable Smart Finance Blocks means clients can make their customers’ financial lives better via embedded wealth management services, budgeting tools, insurance, carbon offset programmes and more.


AAZZUR was founded in Berlin in 2017 with the goal of making everyone’s financial life better through intuitive banking and financial services. We have the strategy, the experience and the know-how – and, most importantly, the desire – to build better banking and empower consumers to make better informed financial choices and to improve their financial experiences.

We also believe in the personal touch and our team will work alongside yours to build the perfect integrated financial solution for you and your customers.


Philipp Buschmann pb@aazzur.com

About additiv

Established in 1998, additiv partners with leading companies across the world to help them capitalize on the possibilities of digital wealth and investment management.

additiv’s embedded finance operating system, DFS®, is an orchestration layer enabling financial institutions to access new distribution channels through a Banking-as-a-Service (BaaS) model. It also allows banking and non-banking providers to embed wealth services into their client proposition. While it supports wealth managers looking for best-in-class Software-as-a-Service (SaaS) to deliver better engagement at greater scale.

Headquartered in Switzerland, with regional offices in Singapore, UAE, Germany and Kenya, additiv is supported by a global ecosystem of partners.


Emma Wadey emma.wadey@additiv.com
+33 631 54 68 07