Embedded Finance,
built from blocks.

100+ ready-made components: front end, middleware and partner connections in one. Your customers never see them. Your brand runs on them.
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The building blocks of embedded finance.

Each Smart Finance Block is a complete financial capability. Take one or combine multiple to make a product of your own.


Why Choose Us

Fintech is its potential to promote financial inclusion. In many parts of the world, millions of people lack access to traditional banking services.
Modular by design
Every block is a self-contained capability, from accounts and cards to KYC and rewards. Use one in its own, or stack several into something new.
Invisible infrastructure
The middleware, compliance and partner connections sit out of sight. Your brand stays front and centre, ours stays in the background.
Front end included
Not just APIs. Each block ships with polished, brand UI your customers actually touch, so you are not design designing from scratch.
Ready to embed
Pre-integrated and production-ready. What used to be an 18-month build becomes a matter of months?.
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Faster than a bespoke build*
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Ecosystem Partners
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Smart Finance Blocks
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Month to go live*

A block for every part of finance

Co-oped by what they do, ready to combine. This is a taste, not the whole self.
Accounts & Cards
Open accounts, issue physical and virtual card, and managed them and to end, all under your brand.
IBANs & wallets
Card Issuing
Spend Controls
Interface
Payments & FX
Move money, convert currencies and settle across borders, wiht the rails and partners already connected.
Payments
Multi-currency
Cross-border
Interface
Verfication & Compliance
KYC, KYB and AML handled at onbaording and byeond, so you stay compliant without building a compliance team.
KYC / KYB
AML
Identity
Interface

Blocks are one piece of the picture.

MIDDLEWARE
The engine that achieves your goals
Cloud based, compliant and out of sight. The orchestration layer that makes every block work as one.
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PARTNER ECOSYSTEM
60+ Partners.
One connection.
One connection to the best provisders in embedded finance. You integrate once, we keep the rest working.
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ENGAGEMENT MODELS
Four ways in.
One destination.
Build your own, embedded services, or orchestrate the whole stack. One destination either way.
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Go live in 4 months.*
Start building today.

Give us 30 minutes of your time, we'll show you what's possible from day one and beyond.
*Typical 18month lead time, reduced down to 4months scope dependent