Embedded Finance,
built from blocks.

100+ ready-made components: front-end, middleware and partner connections in one. Your customers never see them. Your brand runs on them.
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The building blocks of embedded finance.

Each Smart Finance Block is a complete financial capability. Take one or combine multiple to make a product of your own.


Why Choose Us

Fintech is its potential to promote financial inclusion. In many parts of the world, millions of people lack access to traditional banking services.
Modular by design
Every block is a self-contained capability, from accounts and cards to KYC and rewards. Use one on its own, or stack several into something new.
Invisible infrastructure
The middleware, compliance and partner connections sit out of sight. Your brand stays front and centre. Ours stays in the background.
Front-end included
Not just APIs. Each block ships with polished, branded UI your customers actually touch, so you are not designing from scratch.
Ready to embed
Pre-integrated and production-ready. What used to be an 18-month build becomes a matter of months.
4x
Faster than a bespoke build*
60+
Ecosystem Partners
10+
Smart Finance Blocks
4 to 6
Months to go live*

A block for every part of finance

Grouped by what they do, ready to combine. This is a taste, not the whole set.
Accounts & Cards
Open accounts, issue physical and virtual cards, and manage them end-to-end, all under your brand.
IBANs & wallets
Card Issuing
Spend Controls
Interface
Payments & FX
Move money, convert currencies and settle across borders, with the rails and partners already connected.
Payments
Multi-currency
Cross-border
Interface
Verification & Compliance
KYC, KYB and AML handled at onboarding and beyond, so you stay compliant without building a compliance team.
KYC / KYB
AML
Identity
Interface

Blocks are one piece of the picture.

MIDDLEWARE
The engine that achieves your goals
Cloud-based, compliant and out of sight. The orchestration layer that makes every block work as one.
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PARTNER ECOSYSTEM
60+ Partners,
one connection
One connection to the best providers in embedded finance. You integrate once, we keep the rest working.
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ENGAGEMENT MODELS
Different routes,
one destination
Build your own, embed financial services, or orchestrate the whole stack. One destination, either way.
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Go live in 4 months.*
Start building today.

Give us 30 minutes, and we’ll show you what’s possible from day one and beyond.
*Typical 18 month lead time, reduced down to 4 months scope dependent