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EXPENSE MANAGEMENT

Control every penny spent.

Issue corporate cards under your brand, set live spend limits, and reconcile automatically. Live in months, not the 18 a build takes.
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In partnership with:
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Smart Finance Blocks
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Month to go live*
WHAT YOU GET

Own every penny of your company spends..

Kill reimbursment delays
Load approved funds onto pre-paid cards. No out-of-pocket spending, no claims to chase, and no one waiting to be paid back.
Set the rules before the spend
Limits, categories and approvals are enforced at the point of purchase. Employees, managers and admin work from one dashboard, each with their own permissions.
Every transaction as it happens
Receipts capture in real time and reconcile themselves. Every purchase is visible at the moment it is made, not weeks later at month-end.
Recover invalid claims automatically
Reject an expense before it settles and debited straight back from the employee account finance stays in control, without the awkward conversation.
THE SHORT VERSION

Every card, limit and receipt in one place.  

Issue pre-paid virtual and physical cards under your brain. Set what he can spend, where, and for how long.
Because the money is loaded upfront, there is no embarrassment to process and no way to overspend the limit set.
Receipts uploaded from my mobile app and reconcile on real time, so it's not a scramble.
Employees, managers and admin's work from one dashboard each with their own permissions, inside the workflow you already run.
When a claim is invalid, rejected before it settles and recover the fund straight from the employee account.
EVERY KIND OF CARD

One platform. Every corporate card.

Employee cards, subscription card, department budget. All issued and control in one place.
Employee cards
Issue physical or virtual cards to individuals, with spend limits, category rules and instant alerts. Policy is enforced at the point of purchase.
Sales team travel
Per diem cards
Remote worker allowances
Subscription cards
Lock a virtual card to one vendor. Recurring payments run automatically, and a single click freezes it in the moment something wrong.
HubSpot / Salesforce
AWS / Google Cloud
Adobe / Figma / Slack
Department budgets
Give a team, department of projects at same budget. Cards drawer from a shared pool that manages to approve and oversee.
Marketing campaigns
Engineering infrastructure
Office operations
CUSTOM BUILD, ZERO COMPLEXITY

Build exactly what you need from 100+ blocks

100+ Front end and UI models, middle, and API connections engineered to embedded into your existing infrastructure. Build on our neo banking solution to deliver exactly what you need.
Corporate cards
Real-time spend controls
ERP integration (SAP, Oracle)
Approval workflows
Receipt capture
KYC / KYB at onboarding
Auto-reconciliation
Deferred debit recovery
Multi-currency suport
Role-based permissions
WHO IS THIS FOR

Different problems.
One platform.

Discover seamless solutions that effortlessly connect your brand to your customers. No conflict set up just quick, cost effective systems that look as good as they feel. Form, function, and full compliance.
PLATFORMS & FINTECHS
Add expense management to your product
Give corporate clients branded cards and spend controls. Deep in their relationship, and earn recurring revenue from every account.
TRAVEL COMPANIES
Own the trip and spend
on it
Give travel clients pre-trip limit, live currency tracking and instant reconciliation, all under your ground.
BRANDS
Launch a corporate, skip the build
Get carding, compliance controls without vending negotiations or a bank license of your own.
FAQ

Questions? Answered

How look does it take to launch?
Because the banking, card issuing and compliance are already orchestrated behind our Smart Finance Blocks, most teams go live in months, not the year or more a build from scratch usually takes.
Do we need our own banking licence?
No. AAZZUR orchestrates regulated partners behind the scenes, so you can issue cards and manage expenses without becoming a bank or holding a licence yourself.
Is it our brand, or AAZZUR's?
Yours, from the cards to the dashboard. The whole experience carries your brand, and AAZZUR stays invisible in the background.
How are compliance and KYC handled?
Built in. Identity checks, KYC and the regulated heavy lifting are handled by our partners and orchestrated through a single integration.
Can we control spend, approvals and permissions?
Yes. Set limits, approvals and user permissions, and reject or recover funds before settlement, all from one dashboard.
How does it fit with the tools we already use?
Everything is available through one API, so expense data and controls slot into the systems your finance team already works in.
RELATED SOLUTIONS

Works alongside the rest of your stack.

Loyalty & Rewards
Embedded Banking
Embedded Banking
KYC / KYB & Onboarding
Cards & Payments

Go live in 4 months.*
Start building today.

Give us 30 minutes of your time, we'll show you what's possible from day one and beyond.
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*Typical 18month lead time, reduced down to 4months scope dependent
Making money invisible. So the experiences that matter can take its place.
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Our Offices
AAZZUR Ltd.,

Windsor House 2nd floor,

40/41 Great Castle Street,

London W1W 8LU, UKAAZZUR Services GmbH
& AAZZUR GmbH,

Leipziger Platz 15,

Berlin 10117, Germany
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